Gold Loan Interest Rate Table
Rate of Interest for 22 Karat (With effect from 11.11.2022)
|
Sr No.
|
Product
|
Up to Rs.5 lakhs
|
>5 lakhs & Upto Rs.25 lakhs
|
Above Rs.25 lakhs
|
|
1
|
Union Krishi Kamdhenu gold loan Scheme
|
1 Year MCLR
|
8.20
|
NA
|
NA
|
|
2
|
Union Gold Loan-Agriculture
|
1 Year MCLR
|
8.20
|
1 Year MCLR
|
8.20
|
1 year MCLR + 0.10%
|
8.30
|
|
3
|
Union Gold Loan-MSME
|
EBLR - 0.50%
|
8.20
|
EBLR
|
8.70
|
EBLR + 0.10%
|
8.80
|
|
4
|
Union Gold Loan-Retail
|
EBLR - 0.50%
|
8.20
|
EBLR + 0.45
|
9.15
|
EBLR + 0.60%
|
9.30
|
|
5
|
Union Swarna Shakti Loan Scheme-Retail
|
EBLR - 0.50%
|
8.20
|
EBLR
|
8.70
|
NA
|
|
6
|
Union MSME Gold Loan Plus
|
EBLR - 0.50%
|
8.20
|
EBLR
|
8.70
|
EBLR + 0.10%
|
8.80
|
|
7
|
Union Secured Overdraft Gold Loan
|
|
Agriculture
|
NA
|
1year MCLR + 0.25%
|
8.45
|
1year MCLR + 0.25%
|
8.45
|
|
MSME
|
EBLR + 0.50%
|
9.20
|
EBLR + 0.60%
|
9.30
|
|
Retail
|
EBLR + 0.95%
|
9.65
|
EBLR + 1.10%
|
9.80
|